Archive for April 2012

Sell My home   Leave a comment

Sell your home


Make No mistake. When you want it done quickly quit looking at general agencies to list your home. (Real Estate Agents that represent Buyers and Sellers) Look for a Company that primarily represents seller clients and specialize in selling homes quickly. Chip Jefferson and Gibbs Realty specialize in SELLING homes not listing homes. With 843 properties sold in 2011 and over 75 Million in sales volume our record shows Gibb’s Realty is the choice for selling your home in and around Columbia South Carolina.

Selling homes and Specializing in Columbia, West Columbia, Irmo, Chapin, Gaston, Pelion, Lexington, Lake Murray, Gilbert, White Knoll, Northeast Columbia and all the outlying counties of Midlands South Carolina. Gibbs Realty and its agents are specially trained to handle selling or buying of Bank Owned and Government home properties.

Selling a Home in LEXINGTON, South Carolina



Selling your home is an involved process that affects your family and your future.  Before you begin this process, you’ll want to ensure that you have the most up-to-date information.  When should you sell?  How do you get the best price? What kinds of renovations should be made prior to the sale?

These home selling reports will assist you in answering the many questions that arise during the home selling process.  When you’re armed with the right information, and an experienced real estate professional, you’ll be closer to reaching your goal – selling your home fast, and for the best price.

Please contact me if you have any questions about selling your LEXINGTON home.


Below, select desired reports and complete the form provided.

Common Selling Mistakes

Learn the top nine selling mistakes, and what steps you can take to avoid them.

Selling Your Home

Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you’re selling your home, you’ll need to look at it as if you were buying it all over again.

Surviving the Sale 

Getting a good price for your home is important, but minimizing stress and simplifying the selling process can be just as essential.

The Right Selling Price

When you’re selling your home, the price you set is a critical factor in the return you’ll receive. Learn several factors to base the assessment of your home.

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Posted April 27, 2012 by Chip Jefferson in Uncategorized

SC Bank Foreclosures & Government Foreclosed Houses   Leave a comment

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29073-Lexington (Villages at White Knoll) FOR SALE
$130,000

Gibbs Real Estate
Chip Jefferson
Email Chip

Work: 803-808-1260
Cell: 803-360-0491
Fax: 803-808-1264


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303630.1

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Details
Address: 212 Cape Jasmine way Type: Residential Style: 2 Story Bedrooms: 4 Bathrooms: 2 Suite: No Living Area: 2,446 square feet Year Built: 0
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Description
Great Home, Convenient to everything. Shopping, dining, schools, and interstate. Come see this home and you will not be disappointed!!! This is a Fannie Mae HomePath Property. Purchase this property for as little as 3% down!
Property approved for HomePath Mort & HomePath Renovation Mort financing. Click HomePathcom. It is strongly encouraged that an offer includes proof of funds (if cash offer)or pre-approval(if financing)& is a requirement for sellers final acceptance. Go to homepath.com to place all offers.
More Description

Brokered and Advertised by Gibbs Real Estate LID 57155468
Information is deemed to be correct but not guaranteed.

 

Columbia SC Bank Foreclosures & Government Foreclosed Houses, Federal Homes, Distressed Properties, and Commercial Forclosures are all at your fingertips with Lexingtonscagent.com. All foreclosures, HUD, VA, and other government property home lists and listings are represented. Gibbs Realty along with Chip Jefferson are the top agancy in South Carolina handeling Foreclosed homes and Bank owned properties throughout the Midlands of South Carolina. Specializing in Columbia, West Columbia, Irmo, Chapin, Gaston, Pelion, Lexington, Lake Murray, Gilbert, White Knoll, Northeast Columbia and all the outlying counties of Midlands South Carolina. Gibbs Realty and its agents are specially trained to handle selling or buying of Bank Owned and Government home properties.

FORECLOSURE STATISTICS for Lexington South Carolina’s communities   Leave a comment

FORECLOSURE STATISTICS for Lexington South Carolina’s communities
Homeowners Facing Foreclosure
􀂃 1 out of every 200 homes will be foreclosed upon. For a city like Washington, D.C., that translates to 3,000 Washingtonians losing their homes to foreclosure each year.
– Mortgage Bankers Association
􀂃 Every three months, 250,000 new families enter into foreclosure.
– Mortgage Bankers Association
􀂃 One child in every classroom in America is at risk of losing his/her home because their parents are unable to pay their mortgage.
– Based on information from the Mortgage Bankers Association
􀂃 A slower real estate market can translate into falling prices and home values. As a result, homeowners who opted for adjustable rate mortgages may now find that as their mortgage rate adjusts higher, their home value is lower and therefore refinancing is no longer an option.
􀂃 Six in 10 homeowners wish they understood the terms and details of their mortgage better.
– Freddie Mac/Roper poll of 2,031 U.S. homeowners, conducted 2005.
􀂃 More than 6 in 10 homeowners delinquent in their mortgage payments are not aware of services that mortgage lenders can offer to individuals having trouble with their mortgage.
– Freddie Mac/Roper poll of 2,031 U.S. homeowners, conducted 2005.
The Financial and Emotional State of Homeowners Facing Foreclosure
􀂃 Homeowners fail to contact their lender because they are embarrassed, don’t believe the lender can help, and/or believe it would cause them to lose their home more quickly.
– Freddie Mac/Roper poll of 2,031 U.S. homeowners, conducted 2005.
􀂃 If home foreclosure were likely for you, what best describes how you would feel?
38% Scared
35% Depressed
9% Angry
8% Embarrassed
9% None of these
– Harris Interactive poll of 1,334 U.S. homeowners, conducted October 5-7, 2005.

􀂃 Many homeowners already are at the financial edge:
o 43% of American households spend more than they earn each year.
– Homeownership Preservation Foundation data of 60,000 homeowners
o 52% of employees live paycheck to paycheck.
– The MetLife Study of Employee Benefit Trends: Findings from the 2003 National Survey of Employers and Employees, November 2003.
o Nearly 42% of all American households do not have enough in liquid financial assets to support themselves for at least three months.
o 46% of American households have less than $5,000 in liquid assets, including IRAs.
– Asena Caner and Edward N. Wolff, “Asset Poverty in the United States: Its Persistence in an Expansionary Economy,” Levy Economics Institute of Bard College, 2004.

􀂃 Tipping points that put homeowners over the edge:
o 32% experience a job loss
o 25% experience a health crisis
o 85% have already missed one mortgage payment
o 50% have already missed two payments
o Most have no savings, no available credit, and their extended families have limited
resources.
o Most have first-time loans, and most loans are less than three years old.
o They may have already refinanced two or three times.
– Homeownership Preservation Foundation data of 60,000 homeowners

Lenders and Foreclosure
􀂃 Lenders and investors do not make money on foreclosures. Losses range from 20 cents to 60
cents on the dollar. Lenders typically lose $50,000 or more on one foreclosure.
􀂃 Low- and moderate-income borrowers who enter a repayment plan are 68% less likely to lose
their homes.
􀂃 Homes in foreclosure that become vacant provide sites for crime or other neighborhood
problems. One foreclosure can impose up to $34,000 in direct costs on local government
agencies, including inspections, court actions, police and fire department efforts, potential
demolition, unpaid water and sewage, and trash removal.
􀂃 One foreclosure can result in as much as an additional $220,000 in reduced property value and
home equity for nearby homes.

Benefits of Homeownership
􀂃 Homeowners are more satisfied with their lives and are happier. Homeownership is positively
associated with physical, mental and emotional health.
􀂃 Children of homeowners are likely to perform higher on academic achievement test and are
more likely to finish high school. They also have fewer behavioral problems in school and are
less likely to become pregnant as teenagers.
􀂃 Political activity (voting, civic participation) is higher among homeowners than renters. High
level of neighborhood homeownership enhances property values.

Columbia SC Bank Foreclosures & Government Foreclosed Houses, Federal Homes, Distressed Properties, and Commercial Forclosures are all at your fingertips with Lexingtonscagent.com. All foreclosures, HUD, VA, and other government property home lists and listings are represented. Gibbs Realty along with Chip Jefferson are the top agancy in South Carolina handeling Foreclosed homes and Bank owned properties throughout the Midlands of South Carolina. Specializing in Columbia, West Columbia, Irmo, Chapin, Gaston, Pelion, Lexington, Lake Murray, Gilbert, White Knoll, Northeast Columbia and all the outlying counties of Midlands South Carolina. Gibbs Realty and its agents are specially trained to handle selling or buying of Bank Owned and Government home properties.

Chip Jefferson Foreclosure specialist. Realtor Lexington South Carolina. Gibbs Realty and Auction Co Inc. Dont wait till its too late cal me today to see what I can do to help avoid foreclosure.

http://www.lexingtonscagent.com/     

Sell your home quickly in Lexington South Carolina   Leave a comment

Sell your home quickly in Lexington South Carolina


Make No mistake. When you want it done quickly quit looking at general agencies to list your home. (Real Estate Agents that represent Buyers and Sellers) Look for a Company that primarily represents seller clients and specialize in selling homes quickly. Chip Jefferson and Gibbs Realty specialize in SELLING homes not listing homes. With 843 properties sold in 2011 and over 75 Million in sales volume our record shows Gibb’s Realty is the choice for selling your home in and around Columbia South Carolina. 

Specializing in Columbia, West Columbia, Irmo, Chapin, Gaston, Pelion, Lexington, Lake Murray, Gilbert, White Knoll, Northeast Columbia and all the outlying counties of Midlands South Carolina. Gibbs Realty and its agents are specially trained to handle selling or buying of Bank Owned and Government home properties.

Selling a Home in LEXINGTON, South Carolina



Selling your home is an involved process that affects your family and your future.  Before you begin this process, you’ll want to ensure that you have the most up-to-date information.  When should you sell?  How do you get the best price? What kinds of renovations should be made prior to the sale? 

These home selling reports will assist you in answering the many questions that arise during the home selling process.  When you’re armed with the right information, and an experienced real estate professional, you’ll be closer to reaching your goal – selling your home fast, and for the best price.

Please contact me if you have any questions about selling your LEXINGTON home. 


Below, select desired reports and complete the form provided.

  Common Selling Mistakes 

Learn the top nine selling mistakes, and what steps you can take to avoid them. 

  Selling Your Home 

Remember what first attracted you to your house when you bought it? What excited you about its most appealing features? Now that you’re selling your home, you’ll need to look at it as if you were buying it all over again. 

  Surviving the Sale 

Getting a good price for your home is important, but minimizing stress and simplifying the selling process can be just as essential. 

  The Right Selling Price 

When you’re selling your home, the price you set is a critical factor in the return you’ll receive. Learn several factors to base the assessment of your home. 

HUD Homes in Lexington South Carolina   Leave a comment

Details Photo Gallery View Rooms
29073-Lexington (Timberland Place) MLS #309649 FOR SALE
$138,000 HUGE Home for the $$$$$

Gibbs Real Estate
Chip Jefferson
Email Chip


Work: 803-808-1260
Cell: 803-360-0491
Fax: 803-808-1264


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309649.1


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Details
Address: 425 TIMBERMILL DRIVE Type: Residential Style: 2 Story Bedrooms: 4 Bathrooms: 2 Suite: No Living Area: 2,435 square feet Year Built: 2007
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Description
HOME HAS FEATURES THAT WOULD MAKE IT A COMFORTABLE HOME AND IT COULD BE YOURS.PRIVACY FENCED BACKYARD,OWNERS BEDROOM ON MAIN WITH GARDEN TUB AND HIS AND HERS CLOSETS. LARGE GREAT ROOM WITH FIREPLACE AND A LOFT.
FHA CASE # 461-405840, FHA INSURED, CHOOSE FHA FINANCING TO QUALIFY FOR $100 DOWN PAYMENT. GREAT HOME NEAR I-20 AND I-26.
IGN IN SHEET ON KITCHEN COUNTER. BUYER AGENT TO VERIFY ALL INFO GIVEN FOR ACCURACY AND IS RESPONSIBLE FOR ALL ENTRY AND CONTRACT ACCEPTANCE. UTILITY ACTIVATION AND DEWINTERIZATION COSTS ARE BUYERS EXPENSE YEAR ROUND. SELLER WILL NOT PAY DEED STAMPS. BUYER IS RESPONSIBLE FOR REKEYING THE PROPERTY AT CLOSING.

More Description

Brokered and Advertised by Gibbs Real Estate LID 56717180
Information is deemed to be correct but not guaranteed.

 

HUD Homes in Lexington South Carolina by Chip Jefferson and Gibbs Realty

Chip Jefferson

Gibbs Realty & Auction Co. INC
Mobile 803-360-0491
Office 803-808-1260
Fax 803-808-1264
Mobile 803-360-0491
www.gibbsrealty.net
www.ChipJefferson.com

Foreclosed homes for sale Lexington South Carolina   Leave a comment

 

Foreclosed homes for sale Lexington South Carolina

Details Photo Gallery View Rooms
29123-Pelion (Pelion) FOR SALE
$41,900

 

Gibbs Real Estate
Chip Jefferson
Email Chip

Work: 803-808-1260
Cell: 803-360-0491
Fax: 803-808-1264


More Photos(4)
front

 

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Virtual Tour Request More Info Email Listing More Photos(4)

 

Details
Address: 109 BLANTON STREET Type: Residential Style: Manufactured Home Bedrooms: 4 Bathrooms: 3 Suite: No Living Area: 2,560 square feet Year Built: 0
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Description
WOW 4 big bedrooms and 3 full baths with seclusion. Hurry and get this one. Home is clean and move in ready. ACT NOW!
More Description

 

Brokered and Advertised by Gibbs Real Estate LID 56370380
Information is deemed to be correct but not guaranteed.

Foreclosure Listings in Columbia, Lexington South Carolina   Leave a comment

Foreclosure Listings in Columbia, Lexington South Carolina

 

 

 

HUD ANNOUNCES MORE THAN $42 MILLION IN COUNSELING GRANTS TO HELP FAMILIES FIND AND KEEP HOUSING
HUD funding critical to support hundreds of counseling agencies nationwide

WASHINGTON – As part of its continuing effort to help families find decent housing and to prevent future foreclosures, the U.S. Department of Housing and Urban Development (HUD) today announced more than $42 million in housing counseling grants to 468 national, regional and local organizations. As a result of this funding, hundreds of thousands of households will have a greater opportunity to find housing or keep their current homes. See list of all counseling agencies awarded funding today.

“The HUD-approved counseling agencies this funding supports are crucial in helping struggling families on a one-to-one basis to manage their money, navigate the homebuying process, and secure their financial futures,” said HUD Secretary Shaun Donovan. “We fought hard to persuade Congress to restore funding for housing counseling in HUD’s budget and now we’re working to make these important resources available as quickly as possible.”

Housing counseling grants will assist families in becoming homeowners, many for the first time, and remaining homeowners after their purchase. They also provide assistance to renters and the homeless, and offer financial literacy training to individuals and families.

“These funds are complemented by the roughly $2.5 billion provided to the states as part of the $25 billion mortgage servicing settlement. Most states can use those funds for foreclosure prevention activities such as housing counseling and legal aid services,” added Secretary Donovan.

More than $36 million in grant funds will directly support the housing counseling services provided by 27 national and regional organizations, 6 multi-state organizations, 16 State Housing Finance Agencies (SHFAs) and 419 local housing counseling agencies. In addition, HUD is awarding $2 million to three national organizations to train counselors who will receive the instruction and certification necessary to effectively assist families with their housing needs.

Counseling agencies will also receive $4 million to help assist senior citizens seeking reverse mortgages or Home Equity Conversion Mortgages (HECM). These agencies will provide counseling for the rapidly growing number of elderly homeowners who seek to convert equity in their homes into income that can be used to pay for home improvements, medical costs, and other living expenses.

National and regional agencies distribute much of HUD’s housing counseling grant funding to community-based grassroots organizations that provide information and guidance to low- and moderate-income families seeking to improve their housing conditions. In addition, these larger organizations help improve the quality of housing counseling services and enhance coordination among counseling providers.

Grant recipients help homebuyers and homeowners realistically evaluate their readiness for a home purchase, understand their financing and downpayment options, and navigate what can be an extremely confusing and difficult process. In addition to providing counseling to homebuyers and renters, these organizations assist homeless persons in finding the transitional housing they need to move toward a permanent place to live.

Grantees also help combat predatory lending by helping unwary borrowers review their loan documentation, and avoid potential mortgage scams, unreasonably high interest rates, inflated appraisals, unaffordable repayment terms, and other conditions that can result in a loss of equity, increased debt, default, and even foreclosure. Likewise, foreclosure prevention counseling helps homeowners facing delinquency or default employ strategies, including expense reduction, negotiation with lenders and loan servicers, and loss mitigation, to avoid foreclosure. With foreclosures at critical levels nationwide, these services are more important than ever.

HUD awards annual grants under the housing counseling program through a competitive process. Organizations that apply for grants must be HUD-approved and are subject to monitoring and oversight to maintain their HUD-approved status.

Read a summary of each grant, organized by state.

###

HUD’s mission is to create strong, sustainable, inclusive communities and quality affordable homes for all. HUD is working to strengthen the housing market to bolster the economy and protect consumers; meet the need for quality affordable rental homes: utilize housing as a platform for improving quality of life; build inclusive and sustainable communities free from discrimination; and transform the way HUD does business. More information about HUD and its programs is available on the Internet at www.hud.gov and espanol.hud.gov You can also follow HUD on twitter @HUDnews, on facebook at www.facebook.com/HUDor sign up for news alerts on HUD’s News Listserv.

Call Chip Jefferson for HUD homes in Columbia and Lexington South Carolina or go to www.lexingtonscagent.com for more information.