Archive for the ‘Lexington Realtor’ Category

Persimmon Grove Homes for sale Lexington SC   Leave a comment

Persimmon Grove Homes for sale Lexington SC. Coming soon and the guys did a great job on refurbish.
A MUST SEE!! One of the LARGEST Homes in Popular Persimmon Grove. Convenient to I-20 & Town of Lexington. Home has Spacious Living & Dining Room. Family Room Opens to Large Eat-In Kitchen with Pantry and Granite counter-tops. Upstairs den provides Extra Living Space.
Large 4 Bedrooms all with Walk-In Closets! Lots of Storage throughout! Beautiful Master Bedroom has a Spacious Walk-In Closet & Master Bath with Large Separate Shower, Garden Tub & Double Vanity. Double Car Garage w /opener & partially fenced in backyard and handicap accessed large deck.
Community pool and Pond.



BaneBerry In Lexington SC   Leave a comment

BaneBerry In Lexington SC Lexington SC New Homes for sale.

Baneberry features new homes in Lexington that start in the $140s. One and two-story homes range from 1,300 to more than 4,100 square feet with open floor plans designed for the active modern family. New homes feature large kitchens, formal rooms, bonus room options, up to six bedrooms – some with a downstairs master suite – and a two or three-car garage. Exceptional features — such as a Rinnai Tankless Water Heater for endless hot water — are included and Mungo Homes offers a generous list of options to personalize your new home.

All new Mungo homes are hauSmart certified – our exclusive program that ensures that your home is healthier for you and the environment, built with energy efficient features and construction techniques so that it costs less to operate, and includes features to make your life more convenient and comfortable.

Baneberry is ½ mile from I-20, and is convenient to Columbia and even Augusta. Children attend White Knoll High School in award-winning Lexington District One.

You are invited to tour new homes today. Please call for an appointment.

Status: FOR SALE

Price: $169,900

Address: 254 BaneBerry Loop
Type: Residential
Style: 2 Story
Bedrooms: 4
Bathrooms: 3
Suite: No
Living Area: 2,498 square feet


Great location and a wonderful community awaits the buyer of this large home. Great amenities and a home town feel. Huge open kitchen with den and formal dining. Family Media room upstairs. Office on main floor. Large master suite with private luxury master bath. Fenced in back yard. One you don’t want to miss.

View Full Details:

Chip Jefferson

Gibbs Real Estate

Phone: 803-808-1260
Cell: 803-360-0491
Fax: 803-808-1264

Information is deemed to be correct but not guaranteed.

Brokered and Advertised by Gibbs Real Estate
LID 98924142


Listings Notification.   Leave a comment

Welcome to Gibbs Real Estate , your source for LEXINGTON South Carolina Real Estate. When looking to buy your new home you have found one of the top Real Estate agencies in Lexington South Carolina and Chip Jefferson.If you own real estate that you’re thinking of selling in the Midlands, I would be happy to provide you with a FREE Home Evaluation and discuss our superior marketing strategies. We have one of the shortest listing market times in the Midlands.

In today’s competitive Columbia South Carolina Real Estate market, timing is everything. Many good homes are sold before they are ever advertised on the MLS. You can beat other home-buyers to the hottest new homes for sale in Columbia’s Midland South Carolina with my New Listings Notification.

Whether you are buying or selling a home, consider hiring someone like me, who wants to earn your business. I invite you to contact me as I’d be happy to assist you with this life changing event.

In addition, if you have any general questions about buying or selling real estate in Midlands South Carolina, please contact me as I’m more than willing to help. You may also find my Lexington South Carolina community blog very helpful in getting a feel for the Midlands of South Carolina.

Please browse my website for listings, reports and important Lexington and Columbia South Carolina real estate information.


Chip Jefferson

Gibbs Realty

Lexington SC Interest Rate   Leave a comment

Wednesday, June 12, 2013

Market confusion and uncertainty continue to play out in the financial markets. Yesterday stock indexes fell and the treasury and mortgage markets improved, this morning the stock indexes better and treasuries under some pressure. With increasing concerns that the Fed will begin tapering its easing’s and mixed economic outlooks based on data that hasn’t shown much growth, investors are still being “forced” into equity markets as the Fed continues to keep interest rates so low there is nowhere else to go. The bond and mortgage markets feeling the pain as rates increase, however it was inevitable rates would increase, they really could not go lower from levels seen earlier this year.

The average contract interest rate for 30-year fixed-rate mortgages backed by the FHA increased to 3.81%, the highest rate since April 2012, from 3.76%, with points decreasing to 0.26 from 0.32 (including the origination fee) for 80% loans.
The average contract interest rate for 15-year fixed-rate mortgages increased to 3.32%, the highest rate since April 2012, from 3.23%, with points remaining unchanged at 0.38 (including the origination fee) for 80% loans.
The average contract interest rate for 5/1 ARMs increased to 2.78%, the highest rate since June 2012, from 2.76%, with points decreasing to 0.30 from 0.41 (including the origination fee) for 80% loans.

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HUD Homes in South Carolina   Leave a comment

HUD’s Federal Housing Administration (FHA) has helped millions of American unlock the door to homeownership and have a home of their own. We do it by making home buying easier and more affordable. One way we can do this is by selling homes HUD owns at attractive prices and economical terms. That home you’ve been dreaming about just may be one you buy from HUD! Check out HUD Homes in South Carolina.

Sales incentives (Florida only):

  • $100 down payment – for qualifying owner-occupant buyer with FHA financing only

To get startedcontact a HUD-registered real estate professional or follow the links in our Get Started box to the right.

Consider FHA Financing – benefits include:

  • low down payment
  • competitive interest rates
  • flexible credit qualifying
  • more protection to keep your home
  • approved lenders near you

Purchase and fix up your HUD Home with the FHA 203(k) Program. One mortgage loan does it all, financing both the purchase and repairs of your new home.

[Logo: HUD seal]

KINGSTON HARBOUR   Leave a comment

KINGSTON HARBOUR Lexington SC Lake Murray Homes for sale

  • Kingston Harbour encompasses 80 acres, less than 5 minutes from downtown Lexington
  • On the water side – 69.48 acres, with 88 homesites
  • Across Catawba Trail – 10.88 acres, with 15 homesites

Dock and Homesite Information:
Private docks can be built on 11 of the lakeside lots
2 lakefront lots will have a shared dock

Our Homesites:
88 interior homesites will be offered
Only 13 of the sites are available on the tranquil, still water pond
All tracts are designed for single family homes
An elaborate gated and landscaped entrance

Amenities for all Ages:
A gracious and convenient Clubhouse facility
4 lighted tennis courts
A lighted and landscaped beach entry pool and patio
A community boat ramp with courtesy dock and parking
Community boat storage
Sidewalks throughout the community

Architectural requirements:
2500 square feet minimum home with architectural review

  • Convenient location to downtown Lexington and Columbia
  • Lots starting in the $70’s
  • Homes from $275,000 to $450,000
  • Lighted and landscaped pool
  • Sidewalks throughout the community
  • Gated estate entrance
  • 4 tennis courts
  • Community boat ramp and courtesy dock
  • Boat Storage
  • Gracious clubhouse

Gibbs Realty along with Chip Jefferson are the top agency in South Carolina handling Foreclosed homes and Bank owned properties throughout the Midlands of South Carolina. Specializing in Columbia, West Columbia, Irmo, Chapin, Gaston, Pelion, Lexington, Lake Murray, Gilbert, White Knoll, Northeast Columbia and all the outlying counties of Midlands South Carolina.

Lexington SC Housing Trends   Leave a comment

INFO THAT HITS US WHERE WE LIVE… What are rising now are asking prices for homes. A major Web real estate portal reports prices for homes listed there were up 3.8% in November versus a year ago. This is the largest year-over-year gain since the housing downturn began. In addition, the listing prices for the three months ending in November were up 0.8% from the prior three months. And the good news was widespread: annual gains were reported in 76 of the 100 largest metros.Finally, asking price gains are now beating rent price gains in the 25 largest rental markets.


Review of Last Week

PARACHUTES, ANYONE?… It’s hard for investors to get enthusiastic about buying stocks as they wait for the politicians to agree on how to save us from going over the fiscal cliff on January 1. Maybe Washington will just issue everyone parachutes to soften the landing. The political deadlock, along with good and bad economic data, left the Dow up a tad for the week, the S&P 500 virtually flat, and the tech-heavy Nasdaq off just a bit. The week began disappointingly, with the ISM Manufacturing index dipping below 50 for November, indicating contraction.

But, hey, the November ISM Services index rose nicely to a 54.7 growth reading and Q3 Productivity was up at a 2.9% annual rate. Best of all, Friday’s November employment report delivered a better than expected 146,000 new jobs and a drop to 7.7% in the unemployment rate. Unfortunately, the prior reading was revised down from 171,000 to 138,000 new jobs. Another negative was the big drop from 82.7 to 74.5 in University of Michigan Consumer Sentiment.

For the week, the Dow ended up 1.0%, to 13155; the S&P 500 was up 0.1%, to 1418; and the Nasdaq was down 1.1%, to 2978. 

Mixed economic reports plus the fiscal cliff stalemate contributed to little price movement in bonds. The FNMA 3.5% bond we watch ended the week down .01, at $106.23. National average fixed mortgage rates stayed at or near record lows as the Fed continued its program to buy $40 billion a month of mortgage bonds to keep prices up and rates down. The Mortgage Bankers Association reported demand for purchase loans even for the week.

DID YOU KNOW?… Bush Tax Cuts refers to the reduced income and long-term capital gains taxes, marriage penalty reduction, expansion of the child tax credit, and lowered maximum gift and estate tax exemptions enacted under President George W. Bush.

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Posted December 11, 2012 by Chip Jefferson in Columbia South carolina, Lexington Realtor