Archive for the ‘Lexington South Carolina’ Category

Persimmon Grove Homes for sale Lexington SC   Leave a comment

Persimmon Grove Homes for sale Lexington SC. Coming soon and the guys did a great job on refurbish.
A MUST SEE!! One of the LARGEST Homes in Popular Persimmon Grove. Convenient to I-20 & Town of Lexington. Home has Spacious Living & Dining Room. Family Room Opens to Large Eat-In Kitchen with Pantry and Granite counter-tops. Upstairs den provides Extra Living Space.
Large 4 Bedrooms all with Walk-In Closets! Lots of Storage throughout! Beautiful Master Bedroom has a Spacious Walk-In Closet & Master Bath with Large Separate Shower, Garden Tub & Double Vanity. Double Car Garage w /opener & partially fenced in backyard and handicap accessed large deck.
Community pool and Pond.

 

Lexington SC Home Loan rates weekly   Leave a comment

James Nobles
Loan Officer
Guild Mortgage Company
Phone: (803) 391-3550
NMLS #: 474219
In This Issue…  
Last Week in Review: There was mixed news from the housing sector, while home loan rates remain near record lows.

Forecast for the Week: Look for key reports on housing, manufacturing, inflation and the U.S. economy. Plus, the Fed meets!

View: There’s a new scam circulating on Facebook. Keep your computer and devices protected by following these easy steps.

Last Week in Review  
“I don’t know why I go to extremes.” Billy Joel. Temperatures may be warming across much of the country, but the extreme weather from this winter is still impacting some areas of the housing sector.

Existing Home Sales in March surged by 6.1 percent from February to an annual rate of 5.19 million units. This was the largest monthly increase since December 2010. Sales are also up 10.4 percent from a year ago. Lawrence Yun, the National Association of REALTORS®chief economist, noted, “After a quiet start to the year, sales activity picked up greatly throughout the country in March.”

On the flip side, New Home Sales in March unexpectedly declined as sales fell 11.4 percent from February to an annual rate of 481,000 units. This is a stark contrast to the 543,000 units recorded in February, which was the strongest performance for new home sales in seven years. The harsh winter weather in January and February shut down construction sites, and that had an impact on March’s figures. We will have to see if new home sales are further curtailed heading into the spring home buying season.

Also of note, Fannie Mae released its April 2015 Economic and Housing Outlook, revealing that economic activity was suppressed in the first quarter, largely due to the West Coast port disruptions and difficult weather patterns that gripped a large portion of the Northeast. Now that spring has arrived, it will be important to see if economic activity blooms along with the weather.

The bottom line is that home loan rates remain attractive, and now is a great time to consider a home purchase or refinance. Let me know if I can answer any questions at all for you or your clients.

Forecast for the Week  
A full slate of economic reports is ahead, plus the Fed meets!

  • On the housing front, look for the S&P/Case-Shiller Home Price Index on Tuesday and Pending Home Sales on Wednesday.
  • Consumer Confidence will be reported on Tuesday, followed by the Consumer Sentiment Index on Friday.
  • On Wednesday, Gross Domestic Product will give us an important read on the U.S. economy during the first quarter of 2015.
  • Look for news from the manufacturing sector via the Chicago PMI on Thursday and the ISM Index on Friday.
  • The Fed’s favorite measure of inflation, Personal Consumption Expenditures, will be released on Thursday, along with the Employment Cost Index, Weekly Initial Jobless Claims, Personal Incomeand Personal Spending.

In addition, the Fed meets this week, with the Monetary Policy Statement due to be released on Wednesday. Investors will be listening closely for any hints as to when the Fed may raise the Fed Funds Rate (the rate banks charge each other to lend money overnight), and this news could lead to volatility in the markets.

Remember: Weak economic news normally causes money to flow out of Stocks and into Bonds, helping Bonds and home loan rates improve, while strong economic news normally has the opposite result. The chart below shows Mortgage Backed Securities (MBS), which are the type of Bond on which home loan rates are based.

When you see these Bond prices moving higher, it means home loan rates are improving—and when they are moving lower, home loan rates are getting worse.

To go one step further—a red “candle” means that MBS worsened during the day, while a green “candle” means MBS improved during the day. Depending on how dramatic the changes were on any given day, this can cause rate changes throughout the day, as well as on the rate sheets we start with each morning.

As you can see in the chart below, Mortgage Bonds remain in a tight trading range. Home loan rates are hovering near record lows.

Chart: Fannie Mae 3.0% Mortgage Bond (Friday April 24, 2015)
Japanese Candlestick Chart
The Mortgage Market Guide View…  
Alert: Facebook Video Scam

A “malicious tagging” scam is making its way around Facebook, putting multiple operating systems and devices at risk, including computers, smartphones and video game systems.

How It Works
A post appears in your Facebook news feed that seems to link to a funny video. This link will look like it is tagged by 20 of your friends to dupe you into thinking the link is safe. However, once you click on the video, a second link pops up saying the video cannot be played without updating your Adobe Flash Player. If you click the second link to download the update you will download malware, giving hackers access to your logins and personal data.

NOTE: A variant of this scam sends you to download a Chrome or Firefox browser video plugin.

How to Protect Yourself
First, never accept system or software updates from third party links like pop-ups on social networks or web pages. If you suspect your Adobe Flash Player or other software may be out of date, go directly to the developer’s website and download it.

Second, ask yourself if your friends or associates would post this material, and if they know each other well enough to be tagged on the same feed. Also, make sure you have anti-malware installed on your machine: AVG (freeware) or McAfee (subscription) are two options. But beware that even if you have this protection, being judicious with the links you click is the best policy.

Finally, adjust your Facebook privacy settings to ask permission to display content you’re tagged in. This will limit the spread of scams in case you do fall prey to one. Simply set the Timeline Review option in your Facebook Privacy Settings.

As always, feel free to pass these helpful tips along to your team, clients and colleagues!

Sources: Bottom Line, HotforSecurity.com

Economic Calendar for the Week of April 27 – May 1

Date
ET
Economic Report
For
Estimate
Actual
Prior
Impact
Tue. April 28
09:00
S&P/Case-Shiller Home Price Index
Feb
NA
4.6%
Moderate
Tue. April 28
10:00
Consumer Confidence
Apr
NA
101.3
Moderate
Wed. April 29
08:30
Gross Domestic Product (GDP)
Q1
NA
2.2%
Moderate
Wed. April 29
08:30
GDP Chain Deflator
Q1
NA
0.1%
Moderate
Wed. April 29
10:00
Pending Home Sales
Mar
NA
3.1%
Moderate
Wed. April 29
02:00
FOMC Meeting
Apr
NA
0.25%
HIGH
Thu. April 30
09:45
Chicago PMI
Apr
NA
46.3
HIGH
Thu. April 30
08:30
Employment Cost Index (ECI)
Q1
NA
0.6%
HIGH
Thu. April 30
08:30
Personal Consumption Expenditures and Core PCE
YOY
NA
1.4%
HIGH
Thu. April 30
08:30
Personal Consumption Expenditures and Core PCE
Mar
NA
0.1%
HIGH
Thu. April 30
08:30
Personal Spending
Mar
NA
0.1%
Moderate
Thu. April 30
08:30
Personal Income
Mar
NA
0.4%
Moderate
Thu. April 30
08:30
Jobless Claims (Initial)
4/25
NA
295K
Moderate
Fri. May 01
10:00
Consumer Sentiment Index (UoM)
Apr
NA
95.9
Moderate
Fri. May 01
10:00
ISM Index
Apr
NA
51.5
HIGH
The material contained in this newsletter has been prepared by an independent third-party provider. The content is provided for use by real estate, financial services and other professionals only and is not intended for consumer distribution. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors.
As your mortgage professional, I am sending you the MMG WEEKLY because I am committed to keeping you updated on the economic events that impact interest rates and how they may affect you.
Mortgage Market Guide, LLC is the copyright owner or licensee of the content and/or information in this email, unless otherwise indicated. Mortgage Market Guide, LLC does not grant to you a license to any content, features or materials in this email. You may not distribute, download, or save a copy of any of the content or screens except as otherwise provided in our Terms and Conditions of Membership, for any purpose.
Company NMLS # 3274.  The information provided  herein has been prepared by a third party company and has been distributed for educational purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
I am authorized to conduct business in South Carolina state.
©2015 Vantage Production. All rights reserved.
Our records indicate that Guild Mortgage Company may contact you by email to send you relevant and timely information. To opt-out of receiving additional promotional emails from Guild Mortgage Company, please click the link below
Guild Mortgage Company
James Nobles
1751 St. Julian Place
Columbia, SC 29204

Posted April 27, 2015 by Chip Jefferson in Lexington South Carolina

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2014 Lexington Corn Maze location   Leave a comment

About Us
Contact Us
Farm History
Friends Of The Farm
Home
Calendar
Farm Fun
Birthday Parties
Campfires
Corn Maze
Gift Shop
Hayrides
Maze Activities
Overnight Camping
The Pumpkin Patch
Snack Shoppe
Home
School Tours
Pumpkin Patch
Strawberry Patch
Get A Map

2014 corn maze is Down on The Farm
September 19th – November 16th

Hours:
Friday 6 PM – 11 PM
Saturday 10 AM – 11 PM
Sunday 2 PM – 7 PM
Columbus Day – 10 AM – 7 PM Oct. 14th only!!
Flashlight Nights: Flashlight Nights Friday and Saturday. BRING YOUR OWN FLASHLIGHT and explore the maze in the dark.
Tickets are $10.00 per person, groups of 20 or more, see below
2 and under Free!
Last Ticket Sold: One hour before closing.

NOTE: The Corn Maze is not wheelchair accessible.

This Year’s Corn Maze Theme
Down on The Farm!!

We extend a special welcome to you, as you make this part of your fall family tradition.

As you navigate our 8 acre corn maze you will find clues, pictures, and games. Maize-o-Vision secret decoders help you navigate the multi-acre puzzle. Can you find your way out? Maize Quest is a great way for families, scouts, schools, youth groups, and corporate parties to enjoy victory together!

Bring your family for a weekend to remember

We offer Birthday Parties and Evening campfires, and Overnight Camping for groups.

Hayrides just $2 per person!
New for 2014 Cow Barrel Train $2.00 per person and Pedal Karts $2.00 per person.

After ‘Getting Lost’ in the Corn Maze, visit theKiddie Corn Maze, Tire Maze, Tricyle Raceway, Cornsnake, Rubber Duck Races, Sand Pile, “Spookley & His Friends Storybook Maze”, South Carolina’s Original Marshmallow Maze, John Deere combine slide, pumpkin bowling, giant forty foot slide, wooden playground area and much, much more.

Then visit the Gift Shop and the Snack Shoppe to complete your adventure. Maize Quest is located at The Clinton Sease Farm, and is presented by your friends at The Farmer’s Shed. We are located at 404 Olde Farm Rd, Lexington, SC 29072.

Groups of 20 or more: Contact us for Special Scheduling and Discounts

– Pre-register at info@clintonseasefarm.com by sending the following:
name of group
contact person & phone number
date and time of visit & a rain date
number of people in your group
– Collect all funds and make a single payment
– Ticket price for qualifying groups is $9.00 per person

http://www.clintonseasefarm.com/

 

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BaneBerry In Lexington SC   Leave a comment

BaneBerry In Lexington SC Lexington SC New Homes for sale.

Baneberry features new homes in Lexington that start in the $140s. One and two-story homes range from 1,300 to more than 4,100 square feet with open floor plans designed for the active modern family. New homes feature large kitchens, formal rooms, bonus room options, up to six bedrooms – some with a downstairs master suite – and a two or three-car garage. Exceptional features — such as a Rinnai Tankless Water Heater for endless hot water — are included and Mungo Homes offers a generous list of options to personalize your new home.

All new Mungo homes are hauSmart certified – our exclusive program that ensures that your home is healthier for you and the environment, built with energy efficient features and construction techniques so that it costs less to operate, and includes features to make your life more convenient and comfortable.

Baneberry is ½ mile from I-20, and is convenient to Columbia and even Augusta. Children attend White Knoll High School in award-winning Lexington District One.

You are invited to tour new homes today. Please call for an appointment.

Status: FOR SALE

Price: $169,900

Address: 254 BaneBerry Loop
Type: Residential
Style: 2 Story
Bedrooms: 4
Bathrooms: 3
Suite: No
Living Area: 2,498 square feet

 

Great location and a wonderful community awaits the buyer of this large home. Great amenities and a home town feel. Huge open kitchen with den and formal dining. Family Media room upstairs. Office on main floor. Large master suite with private luxury master bath. Fenced in back yard. One you don’t want to miss.

View Full Details: http://platform.point2.com/Report/lcts.ashx?lid=98924142&aid=CL&pd=www.chipjefferson.com

Chip Jefferson

Gibbs Real Estate

Phone: 803-808-1260
Cell: 803-360-0491
Fax: 803-808-1264
Website: http://www.chipjefferson.com

Information is deemed to be correct but not guaranteed.


Brokered and Advertised by Gibbs Real Estate
LID 98924142

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Home for sale In Prescott Glen, Lexington South Carolina   Leave a comment


21 Photos
Status: FOR SALE
Price: $263,900
Address: 252 PRESQUE ISLE ROAD
Type: Residential
Style: 2 Story
Bedrooms: 3
Bathrooms: 3
Suite: No
Living Area: 3,392 square feet
Year Built: 0

More Details

View Rooms

Request More Info | Email Listing

Description
Spacious all Brick in Prescott Glen. Great Floor plan with huge rooms and lots of space for the family. Upstairs den for the kids and downstairs space for entertaining. Community clubhouse and pool. Huge master suite with private luxury bath. This is the location for you with award winning schools.
More Description
Information is deemed to be correct but not guaranteed.
Chip Jefferson
Gibbs Real Estate
Work: 803-808-1260
Cell: 803-360-0491
Fax: 803-808-1264

Email Chip

Brokered and Advertised by Gibbs Real Estate LID 88626736

First Quarter Reports   Leave a comment

Monthly Indicator Report

With spring here in all its bounty, it’s time to renew, refresh and revive our understanding of what’s fueling the ongoing market recovery. First, tightened inventory levels combined with strong demand are fueling price gains in many areas. Second, consumer demand is shifting from distressed properties to conventional homes. Third, record-low mortgage rates and rising rents are supporting housing recovery. Let’s check the local scene.

New Listings in the Southern Midlands region decreased 16.1 percent to 47. Pending Sales were up 59.3 percent to 43. Inventory levels shrank 5.1 percent to 481 units.

Prices tumbled a bit. The Median Sales Price decreased 44.3 percent to $58,450. Days on Market was down 24.7 percent to 169 days. Absorption rates improved as Months Supply of Inventory was down 19.2 percent to 18.2 months.

On the economic front, things inched forward. We saw a minor but important upward revision to Q4-2012 GDP growth that put us back in positive territory. In the political arena, key debates over the deficit, marriage, gun law, immigration reform and tax policy rage onward. The squeaky wheel gets the grease, and with this emerging housing recovery, there are no imminent housing-related bills. Perhaps that’s a good thing.

 

Housing Supply Overview

With a full quarter worth of data, the keen market watcher is tracking just how 2013 is stacking up. For the 12-month period spanning April 2012 through March 2013, Closed Sales in the Southern Midlands region were up 5.4 percent overall. The price range with the largest gain in sales was the $100,001 to $150,000 range, where they increased 18.4 percent.

The overall Median Sales Price was down 2.7 percent to $88,500. The property type with the smallest price decline was the Single-Family segment, where prices decreased 0.6 percent to $89,450. The price range that tended to sell the quickest was the $50,000 and Below range at 179 days; the price range that tended to sell the slowest was the $150,001 to $200,000 range at 335 days.

Market-wide, inventory levels were down 5.1 percent. The property type that lost the least inventory was the Single-Family segment, where it decreased 4.5 percent. That amounts to 18.2 months supply for Single-Family homes and 6.4 months supply for Condos.

 

INFO THAT HITS US WHERE WE LIVE   Leave a comment

QUOTE OF THE WEEK… “Sometimes we stare so long at a door that is closing that we seek too late the one that is open.”–Alexander Graham Bell, American inventor

INFO THAT HITS US WHERE WE LIVE… There is more and more evidence that the door of opportunity is opening in the housing market. On Valentine’s Day Freddie Mac showed us some love in their Housing Market Outlook, which projected starts UP 22% this year, to a 950,000 unit annual rate. Their chief economist commented, “Across the nation, most local housing markets have room for sustainable growth…. As the broader economy heals, expect to see more good news, with house prices continuing their recent upward trend, and home sales and housing starts continuing to post strong growth rates.”

Not to be outdone, the National Association of Realtors (NAR) reported Monday that the recovery in real estate values is picking up steam. Median home sale prices were UP 10% in Q4 over last year and 133 of 152 metro areas posted yearly gains, versus just 29 metro areas a year ago. The NAR’s chief economist commented, “Home sales are on a sustained uptrend…fueled by a pent-up demand and job creation, along with still favorable affordability conditions and rents rising.”

BUSINESS TIP OF THE WEEK… With social networks, focus on building a manageable number of meaningful connections, instead of going for hundreds of weak connections. Seek quality, not quantity.

Columbia SC Bank Foreclosures & Government Foreclosed Houses, Federal Homes, Distressed Properties, and Commercial Foreclosures are all at your fingertips with Chipjefferson.com. All foreclosures, HUD, VA, and other government property home lists and listings are represented. Gibbs Realty along with Chip Jefferson are the top agency in South Carolina handling Foreclosed homes and Bank owned properties throughout the Midlands of South Carolina. Specializing in Columbia, West Columbia, Irmo, Chapin, Gaston, Pelion, Lexington, Lake Murray, Gilbert, White Knoll, Northeast Columbia and all the outlying counties of Midlands South Carolina. Gibbs Realty and its agents are specially trained to handle selling or buying of Bank Owned and Government home properties and Commercial Real Estate.