Persimmon Grove Homes for sale Lexington SC   Leave a comment

Persimmon Grove Homes for sale Lexington SC. Coming soon and the guys did a great job on refurbish.
A MUST SEE!! One of the LARGEST Homes in Popular Persimmon Grove. Convenient to I-20 & Town of Lexington. Home has Spacious Living & Dining Room. Family Room Opens to Large Eat-In Kitchen with Pantry and Granite counter-tops. Upstairs den provides Extra Living Space.
Large 4 Bedrooms all with Walk-In Closets! Lots of Storage throughout! Beautiful Master Bedroom has a Spacious Walk-In Closet & Master Bath with Large Separate Shower, Garden Tub & Double Vanity. Double Car Garage w /opener & partially fenced in backyard and handicap accessed large deck.
Community pool and Pond.

 

3412 Hinbet Drive, West Columbia, SC 29169   Leave a comment

3412 Hinbet Drive, West Columbia, SC 29169

Property Details

Price: $542,900
MLS #: 384199
County: Lexington
Property Type: Residential, Single Family Home
Beds: 5 Baths: 3 Half Baths: 1
Lot Size: .54
Square Feet: 4,048
Best or Possible Use: Residential

Description:

Put this one at the top of your list. Owner is willing to look at all reasonable offers. Must sell. All brick beauty and all custom built. Some many upgrades to list like Hardwood, tile, granite and a wonderful flowing floorplan with huge rooms to grow your family. This is a must see,

Features:

  • All Brick
  • Huge Home
  • Master Suite
  • Heavy Mouldings
  • Trey Ceilings
  • Granite
  • Hardwoods
  • Upgrades
  • 3 Car Garage
  • Great Location

Poultry Festival for the Lexington County   Leave a comment

members of the Leesville Merchants Association flocked together to hatch the concept of a town festival. It was Sara Shealy, famous throughout the region for eggs-traordinary fried chicken served in her Batesburg-Leesville restaurant, who courageously proposed the

development of a Poultry Festival for the Lexington County community. After

much clucking and crowing, the head rooster called for a vote and the Poultry

Festival was hatched.

What better theme to spotlight the largest agri-business in South Carolina –

a $1 BILLION industry that employs thousands in production, processing,

marketing of eggs, broilers, turkeys, pigeons, quail and spring chickens!

Lexington County; home of Columbia Farms, Saluda County, headquarters

of Amick Farms and Gentry’s Poultry Company, and Aiken County are

among the state’s top broiler producers.

The first festival, staged in 1987 called the Ridge Poultry Festival, attracted over

20,000 visitors to the Twin Cities. In 1989, the event, experiencing growing pains changed its name to the South Carolina Poultry Festival to mirror the stampede of Palmetto State citizens who streamed into the town to partake of food, fun, music, crafts, and fireworks. Festival goers have clucked together through the ensuring eggs-travaganza and have packed the weekend population of Batesburg-Leesville to 100,000 plus!!!

This is a great weekend to bring the kids out and enjoy…more info here 

Lexington SC Home Loan rates weekly   Leave a comment

James Nobles
Loan Officer
Guild Mortgage Company
Phone: (803) 391-3550
NMLS #: 474219
In This Issue…  
Last Week in Review: There was mixed news from the housing sector, while home loan rates remain near record lows.

Forecast for the Week: Look for key reports on housing, manufacturing, inflation and the U.S. economy. Plus, the Fed meets!

View: There’s a new scam circulating on Facebook. Keep your computer and devices protected by following these easy steps.

Last Week in Review  
“I don’t know why I go to extremes.” Billy Joel. Temperatures may be warming across much of the country, but the extreme weather from this winter is still impacting some areas of the housing sector.

Existing Home Sales in March surged by 6.1 percent from February to an annual rate of 5.19 million units. This was the largest monthly increase since December 2010. Sales are also up 10.4 percent from a year ago. Lawrence Yun, the National Association of REALTORS®chief economist, noted, “After a quiet start to the year, sales activity picked up greatly throughout the country in March.”

On the flip side, New Home Sales in March unexpectedly declined as sales fell 11.4 percent from February to an annual rate of 481,000 units. This is a stark contrast to the 543,000 units recorded in February, which was the strongest performance for new home sales in seven years. The harsh winter weather in January and February shut down construction sites, and that had an impact on March’s figures. We will have to see if new home sales are further curtailed heading into the spring home buying season.

Also of note, Fannie Mae released its April 2015 Economic and Housing Outlook, revealing that economic activity was suppressed in the first quarter, largely due to the West Coast port disruptions and difficult weather patterns that gripped a large portion of the Northeast. Now that spring has arrived, it will be important to see if economic activity blooms along with the weather.

The bottom line is that home loan rates remain attractive, and now is a great time to consider a home purchase or refinance. Let me know if I can answer any questions at all for you or your clients.

Forecast for the Week  
A full slate of economic reports is ahead, plus the Fed meets!

  • On the housing front, look for the S&P/Case-Shiller Home Price Index on Tuesday and Pending Home Sales on Wednesday.
  • Consumer Confidence will be reported on Tuesday, followed by the Consumer Sentiment Index on Friday.
  • On Wednesday, Gross Domestic Product will give us an important read on the U.S. economy during the first quarter of 2015.
  • Look for news from the manufacturing sector via the Chicago PMI on Thursday and the ISM Index on Friday.
  • The Fed’s favorite measure of inflation, Personal Consumption Expenditures, will be released on Thursday, along with the Employment Cost Index, Weekly Initial Jobless Claims, Personal Incomeand Personal Spending.

In addition, the Fed meets this week, with the Monetary Policy Statement due to be released on Wednesday. Investors will be listening closely for any hints as to when the Fed may raise the Fed Funds Rate (the rate banks charge each other to lend money overnight), and this news could lead to volatility in the markets.

Remember: Weak economic news normally causes money to flow out of Stocks and into Bonds, helping Bonds and home loan rates improve, while strong economic news normally has the opposite result. The chart below shows Mortgage Backed Securities (MBS), which are the type of Bond on which home loan rates are based.

When you see these Bond prices moving higher, it means home loan rates are improving—and when they are moving lower, home loan rates are getting worse.

To go one step further—a red “candle” means that MBS worsened during the day, while a green “candle” means MBS improved during the day. Depending on how dramatic the changes were on any given day, this can cause rate changes throughout the day, as well as on the rate sheets we start with each morning.

As you can see in the chart below, Mortgage Bonds remain in a tight trading range. Home loan rates are hovering near record lows.

Chart: Fannie Mae 3.0% Mortgage Bond (Friday April 24, 2015)
Japanese Candlestick Chart
The Mortgage Market Guide View…  
Alert: Facebook Video Scam

A “malicious tagging” scam is making its way around Facebook, putting multiple operating systems and devices at risk, including computers, smartphones and video game systems.

How It Works
A post appears in your Facebook news feed that seems to link to a funny video. This link will look like it is tagged by 20 of your friends to dupe you into thinking the link is safe. However, once you click on the video, a second link pops up saying the video cannot be played without updating your Adobe Flash Player. If you click the second link to download the update you will download malware, giving hackers access to your logins and personal data.

NOTE: A variant of this scam sends you to download a Chrome or Firefox browser video plugin.

How to Protect Yourself
First, never accept system or software updates from third party links like pop-ups on social networks or web pages. If you suspect your Adobe Flash Player or other software may be out of date, go directly to the developer’s website and download it.

Second, ask yourself if your friends or associates would post this material, and if they know each other well enough to be tagged on the same feed. Also, make sure you have anti-malware installed on your machine: AVG (freeware) or McAfee (subscription) are two options. But beware that even if you have this protection, being judicious with the links you click is the best policy.

Finally, adjust your Facebook privacy settings to ask permission to display content you’re tagged in. This will limit the spread of scams in case you do fall prey to one. Simply set the Timeline Review option in your Facebook Privacy Settings.

As always, feel free to pass these helpful tips along to your team, clients and colleagues!

Sources: Bottom Line, HotforSecurity.com

Economic Calendar for the Week of April 27 – May 1

Date
ET
Economic Report
For
Estimate
Actual
Prior
Impact
Tue. April 28
09:00
S&P/Case-Shiller Home Price Index
Feb
NA
4.6%
Moderate
Tue. April 28
10:00
Consumer Confidence
Apr
NA
101.3
Moderate
Wed. April 29
08:30
Gross Domestic Product (GDP)
Q1
NA
2.2%
Moderate
Wed. April 29
08:30
GDP Chain Deflator
Q1
NA
0.1%
Moderate
Wed. April 29
10:00
Pending Home Sales
Mar
NA
3.1%
Moderate
Wed. April 29
02:00
FOMC Meeting
Apr
NA
0.25%
HIGH
Thu. April 30
09:45
Chicago PMI
Apr
NA
46.3
HIGH
Thu. April 30
08:30
Employment Cost Index (ECI)
Q1
NA
0.6%
HIGH
Thu. April 30
08:30
Personal Consumption Expenditures and Core PCE
YOY
NA
1.4%
HIGH
Thu. April 30
08:30
Personal Consumption Expenditures and Core PCE
Mar
NA
0.1%
HIGH
Thu. April 30
08:30
Personal Spending
Mar
NA
0.1%
Moderate
Thu. April 30
08:30
Personal Income
Mar
NA
0.4%
Moderate
Thu. April 30
08:30
Jobless Claims (Initial)
4/25
NA
295K
Moderate
Fri. May 01
10:00
Consumer Sentiment Index (UoM)
Apr
NA
95.9
Moderate
Fri. May 01
10:00
ISM Index
Apr
NA
51.5
HIGH
The material contained in this newsletter has been prepared by an independent third-party provider. The content is provided for use by real estate, financial services and other professionals only and is not intended for consumer distribution. The material provided is for informational and educational purposes only and should not be construed as investment and/or mortgage advice. Although the material is deemed to be accurate and reliable, there is no guarantee it is without errors.
As your mortgage professional, I am sending you the MMG WEEKLY because I am committed to keeping you updated on the economic events that impact interest rates and how they may affect you.
Mortgage Market Guide, LLC is the copyright owner or licensee of the content and/or information in this email, unless otherwise indicated. Mortgage Market Guide, LLC does not grant to you a license to any content, features or materials in this email. You may not distribute, download, or save a copy of any of the content or screens except as otherwise provided in our Terms and Conditions of Membership, for any purpose.
Company NMLS # 3274.  The information provided  herein has been prepared by a third party company and has been distributed for educational purposes only. The positions, strategies or opinions of the author do not necessarily represent the positions, strategies or opinions of Guild Mortgage Company or its affiliates. Each loan is subject to underwriter final approval. All information, loan programs, interest rates, terms and conditions are subject to change without notice. Always consult an accountant or tax advisor for full eligibility requirements on tax deduction.
I am authorized to conduct business in South Carolina state.
©2015 Vantage Production. All rights reserved.
Our records indicate that Guild Mortgage Company may contact you by email to send you relevant and timely information. To opt-out of receiving additional promotional emails from Guild Mortgage Company, please click the link below
Guild Mortgage Company
James Nobles
1751 St. Julian Place
Columbia, SC 29204

Posted April 27, 2015 by Chip Jefferson in Lexington South Carolina

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Divorce Care Lexington South Carolina   Leave a comment

Picture

 

Find help and healingfor the hurt of separation and divorce

DivorceCare is a friendly, caring group of people who will walk alongside you through one of life’s most difficult experiences. Don’t go through separation or divorce alone.

Find a group near you

Thousands of groups meeting weekly at locations around the world.

Postal code or city/state

 

Posted April 25, 2015 by Chip Jefferson in Uncategorized

New HUD Home in Columbia SC   Leave a comment

] Status: FOR SALE

Price: $225,000 HUD Home

Address: 1176 ASHLAND DRIVE
Type: Residential
Style: 2 Story
Bedrooms: 4
Bathrooms: 3
Suite: NoDSCN5146
Living Area: 2,980 square feet

Wonderful all brick 2 story in Popular Lake Carolina. Gleaming hardwoods on main floor and formals for great entertaining. Large spacious den with cozy gas fireplace. Galley style kitchen with butlers pantry. Huge master bedroom with parent retreat and luxury bath. Washer and dryer area upstairs so never any heavy lifting. Large secondary bedrooms for the kids to be very comfortable and all this at a less than builder price. Hurry as this one will not last long! EQUAL HOUSING OPPORTUNITY.Property sold AS-IS.Utility activation and dewinterization and rewinterization costs are buyers expense year round. HUD will not pay deed stamps. Buyer to re-key at closing

Chip Jefferson

Gibbs Real Estate

Information is deemed to be correct but not guaranteed.


Brokered and Advertised by Gibbs Real Estate
LID 159519358

Posted April 25, 2015 by Chip Jefferson in HUD Homes for sale

I’ve posted a new listing!   Leave a comment

I’ve posted a new listing!.

Posted March 11, 2015 by Chip Jefferson in Uncategorized